Square takes about 2.6% + 10¢ in person and 2.9% + 30¢ online. AxeFee lets your customers pay by Zelle for $0 — no card reader, no app — and you keep 100% of every dollar.
Take payments, invoice, and book — without the per-swipe percentage.
| Square | AxeFee | |
|---|---|---|
| Fee per payment | 2.6% + 10¢ in person · 2.9% + 30¢ online | $0 on Zelle — keep 100% |
| Hardware | Card reader / terminal to buy | None — a link or QR code |
| Payout speed | Next business day (or pay for instant) | Zelle lands in your bank in minutes |
| Invoices | Yes — with a processing fee | Yes — $0 fee on Zelle |
| Bookings | Square Appointments (paid tiers) | Booking & signup forms included |
| Cards | Core product | Optional via your own Stripe |
The tools a Square merchant uses — reframed around $0-fee Zelle.
Time-slot booking forms with a slot wizard and reminders.
Send invoices or take a deposit up front; the rest reconciles itself.
Sell products, services, tickets, or memberships from one link.
Payments land against the right order automatically.
Your link-in-bio + QR, included with every account.
No terminal, no batch, no next-day wait on Zelle.
Point a customer to your link or QR and get paid straight to your bank by Zelle — nothing to swipe and nothing skimmed. Cards stay available through your own Stripe when you need them.
Get started freeNo percentage fees on any plan. You keep 100% of what you collect.
No. Customers pay by Zelle from their own banking app — you just share a link or QR. If you want to accept cards too, connect your own Stripe; still no AxeFee percentage.
Yes — dedicated booking and signup forms with a slot-generation wizard, buffers, minimum-notice rules, and reminder emails.
Every order gets its own reference, and AxeFee automatically matches each incoming Zelle payment to the right order and marks it paid — so you stop reconciling by hand. There’s a quick one-time connection during setup, and after that it just runs.
Zelle moves bank-to-bank, so funds usually arrive in minutes — no next-business-day payout and no instant-deposit surcharge.
Start free and take your next payment with no swipe fee.