Free tool

How much are you losing to payment fees?

Enter your numbers to see what card processors take every month — and what you'd keep collecting by Zelle with AxeFee's $0 fees.

Provider Rate Per month Per year
Against Stripe, you'd keep about
$306 / month
That's $3,672 a year back in your pocket.
Free calculator by AxeFee — collect payments with $0 processing fees

Rates are each provider's standard published US pricing. AxeFee's first 25 payments each month are free; after that it's 30¢ a payment on Starter, or a flat $39/mo (or $350/yr) on Business — whichever is cheaper, already subtracted above. Never a cut of your volume. Nonprofits are free with no limit. Eventbrite is marked (✱) because it works differently: its fees are charged to your attendees by default, so they may never leave your bank — but they still come out of what your event collects, and they raise the price people see. Platforms advertising 0% (Givebutter, Zeffy) are not listed, because their cost is a tip requested from your donor rather than a rate on you — it moves, it doesn't vanish. Cards remain available through your own Stripe whenever a customer needs one.

Put this calculator on your site

Free to embed, no attribution required beyond the link in the footer. Works on any site that accepts HTML — WordPress, Squarespace, Wix, Webflow, Ghost.

The snippet carries whatever numbers you have set above, so you can publish it pre-filled for your own audience — a nonprofit network can ship it showing nonprofit-sized volume. Visitors can still change the figures themselves.

Simple, honest pricing

No percentage fees on any plan. You keep 100% of what you collect.

Free to start
Starter
$0 / forever
  • First 25 payments a month, free
  • Then 30¢ per payment
  • Unlimited checkout forms
  • Zelle checkout + digital card
  • Live dashboard & exports
  • No card on file, no percentage fees
Business
$39 / month
  • 500 transactions included, then 15¢
  • Or $350 / year
  • Card payments via your own Stripe
  • Custom branding & team access
  • Billed after the month, cancel anytime
  • Still $0 in percentage fees

Common questions

How is Zelle cheaper than my card processor?

Card processors charge a percentage of every payment. Zelle is a direct bank-to-bank transfer with no percentage fee — so on the same volume, the fees are $0. AxeFee adds the checkout, receipts, and automatic matching on top, with no cut of your volume.

Are these fee numbers accurate?

They use each provider's standard published US rate. Your exact rate can vary by plan, card type, and country — but the comparison shows the ballpark most small businesses pay.

Do I have to give up cards?

No — you can still accept cards through your own Stripe account alongside Zelle. Most businesses move the payments they can to Zelle and keep cards as an option.

What does AxeFee cost?

Your first 25 payments each month are free, then 30¢ a payment on Starter. Business is $39/mo (or $350/yr) with 500 payments included, billed after the month. Never a percentage of your volume. Nonprofits are free.

See it for yourself — free.

Create an account and collect your next payment with $0 in fees.